Page 10 - A-Life_Legasi_Brochure

PROTECTION A-Life Legasi
A legacy means a gift that is inherited from generations before us. For many, leaving a legacy is
associated with the end but in fact, it is rather the beginning of a new and assured era. A legacy If you make your contributions on-time without any outstanding
is defined by the moments shared, the decisions made and the action taken by those before us contribution, a percentage of your total annual contribution will be
to prepare for what lies ahead. An act that leaves our loved ones better equipped to take on life’s credited to your Akaun Legasi at the end of every two (2) certificate
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challenges and securing the future of generations to come. year until your certificate maturity. The percentages are as below:
A-Life Legasi is a Family Takaful plan that ensures your loved ones are taken care of whilst enabling Percentage of Total Annual
them to pursue their hopes and dreams; leaving your legacy in great hands. Leaving your legacy in Contribution (excluding
great hands. Contribution Payment Term A-Plus Saver-i and Top-up
Contribution) as Akaun
Legasi
5 Years or 10 Years 2%
20 Years or Contribution 3%
Pay until Maturity
Not only that, on your 20 certificate anniversary, an additional
th
amount based on the percentage of your account value will be
AKAUN LEGASI - credited to further boost your Akaun Legasi. The percentage
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REWARDS FOR amount are as below:
GOOD FINANCIAL
BEHAVIOURS Percentage of current
account value in your
Contribution Payment Term
Participant’s Account
Fund at 20 certificate
th
anniversary
A closer look at the benefits 5 Years or 10 Years 8% of the current account
value in your Participant’s
Account Fund
Pay the higher of 100% of your current coverage amount or account 20 Years or Contribution 15% of the current account
value if you pass away or suffer Total and Permanent Disability 2 value in your Participant’s
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Pay until Maturity
Account Fund
Pay the higher of 200% of your current coverage amount or account
value if you pass away due to an accident or while performing Hajj This benefit is payable on the basis of hibah (gift) as a reward to
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or Umrah 3 you for practising good financial habits.
Pay the higher of 300% of your current coverage amount or
account value if accidental death happens to you while travelling
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PROTECTING in a public conveyance 3
YOUR LOVED To celebrate the major milestones in your life such as when you get
ONES’ FUTURE Pay the higher of 600% of your current coverage amount or account married, have a child or reach your retirement age, up to 50% of the
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AND LIFESTYLE! value if accidental death happens to you due to natural disaster 3 CELEBRATE accumulated Akaun Legasi amount will be payable to you.
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YOUR LIFE
If you participate in this plan for your child and in the event that ACHIEVEMENTS
you pass away due to accidental causes, an additional 100% of
your current coverage amount will be credited to your Participant's
Investment Fund for your child’s education savings.

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