Page 262 - (DK Eyewitness) Travel Guide - Brittany
P. 262

260      SUR VIV AL  GUIDE

       Banking and Currency                         DIRECTORY

       As in most parts of the world, credit and debit cards are the   ATMs and Travel
       most convenient way of paying for goods and services when   Currency Cards
       travelling around France, and the best way of withdrawing   FairFX
       local currency. You may bring any amount of currency into   ∑ fairfx.com
       France, but anything over €10,000 must be declared on   Travelex
       arrival. The same applies when you leave. Bureaux de change   ∑ travelex.com
       can usually be found at airports, large railway stations and   Credit and Debit Cards
       ferry ports, and also in major city centres.
                                                American Express
                                                Tel 01 47 77 72 00.
                           ATMs
                                                MasterCard
                           Virtually all bank branches,    Tel 0800 90 13 87.
                           even those in more remote
                           villages, have automated teller   VISA
                           machines, or ATMs that are   Tel 0800 90 11 79.
                           open 24 hours a day. ATM
                           cash machines accept most   Credit and Debit Cards
                           major credit and debit cards,
                           enabling you to withdraw   Major credit cards such as
                           money in euros directly from   VISA or MasterCard and
                           your own bank account. The   debit cards such as Delta
                           international cards accepted by   or Maestro are widely used
                           each ATM will be indicated by   all over France and are
                           stickers on the machine itself,   effectively essential for many
                           and most French ATMs give   larger transactions such as
       Withdrawing cash at an ATM  instructions in English.  renting a car. However, because
                             Using an ATM is the quickest   of the high commissions
       Banks and Bureaux    and most convenient way    charged, many French
       de Change
                           of obtaining cash in euros;   businesses do not accept
       Larger bank branches in   however, it’s advisable to be   American Express cards.
       Brittany’s cities and towns will   aware of charges that may be     French credit and debit
       exchange foreign currency and   levied by your bank or card   cards operate on a chip-
       travellers’ cheques for euros.   issuer for this service. One way   and-PIN system like that used
       However, many smaller and   to reduce such charges is to use   in the UK; the two systems
       country branches no longer   a prepaid currency card, such as   are compatible, so with a
       offer this service (especially not   the Cash Passport issued by   British card you will be asked
       travellers’ cheques), so be sure   Travelex, which is loaded in   to enter your PIN (code
       to have a card that you can use   advance with a set amount    personnel) in the usual way. If
       at an ATM cash dispenser. The   in euros. The FairFX is another   you have a North American card
       commission rates charged by   prepaid card that can be used   that does not use chip-and-pin
       French banks vary, so check   as a debit card without high   technology, you must ask that
       before changing money. If you   commission charges.  your card be swiped and then
       use travellers’ cheques, it will     It is also worth bearing    sign the receipt.
       save money if you have them   in mind that cash machines in
       issued in euros.    areas with heavy tourist passage
         Banks in Brittany are    may run out of banknotes over
       generally open from 8:30    public holidays and during
       or 9am to 5pm Tuesday to   weekends. If an ATM is not
       Saturday, closing for lunch from   working or has run out of cash,
       noon to 2pm. However, hours   you can withdraw up to €300
       vary considerably between   per day on major credit cards
       individual banks, and many   at a bank. However, the bank
       close earlier on Saturdays. Banks   may need to obtain telephone
       usually close at noon on the day   authorization for such a
       before a public holiday (see p37).  withdrawal first; in branches
         Independent bureaux de   in rural areas, advance notice
       change are relatively rare in   may be required.
       Brittany, except in airports, main     Avoid using cash machines
       railway stations and ferry ports.   in empty streets at night. Be
       Rates are often less favourable   aware of your surroundings    Logo for the Credit Mutual Bretagne
       than in banks.      and cover your PIN.  (CMB) bank




   260-261_EW_Brittany.indd   260                            11/3/16   12:42 PM
   257   258   259   260   261   262   263   264   265   266   267