Page 434 - (DK Eyewitness) Travel Guide - South Africa
P. 434

432       SUR VIV AL  GUIDE


       Banking and Currency                    machine slot so you can’t retrieve
                                               your card. While you alert the
       Banks and bureau de change are plentiful in South Africa. Cash   bank officials inside, the fraudster
       can be obtained upon arrival, as facilities at international   un-jams the slot and withdraws
                                               money from your account. It is
       airports stay open to meet all arriving flights. Even small towns
                                               better to wait outside at the ATM
       have at least one bank that will make foreign transactions.
                                               while a companion goes for help.
       ATMs are everywhere and generally offer the best rate of   All ATMs display a 24-hour
       exchange when drawing cash from home bank accounts. There   emergency telephone number
       are no restrictions on the amount of foreign currency that may   to call in the event of any
       be brought into the country, but there are limits to the amount   problems with your card.
       of any currency that may be taken out of South Africa.
                                               Credit Cards
                           as the V&A Waterfront in Cape   Most businesses accept all
                           Town and Sandton City in   major credit cards. Keep your
                           Johannesburg, bureau de   card in sight when making a
                           change have the same opening   payment, especially in restau-
                           hours as the shops; often until   rants, to reduce the risk of it
                           9pm and also open on Sundays   being “cloned”. Informal traders
                           and public holidays. At the   do not usually accept credit
                           international airports they have   cards. Not all petrol stations take
       A row of Standard Bank ATMs  extended hours to serve all   credit cards, but most of the
                           arrivals.  Again, branch locations   larger ones have ATMs – it is
       Banks and Bureau    can be found on the websites.  advisable to check before filling
       de Change
                                               up. Find out what charges your
       South Africa’s main banks are           bank will levy for use of your
       ABSA, First National Bank   ATMs        credit card in South Africa.
       (FNB), Nedbank and Standard   Automatic teller machines (ATMs)
       Bank. They are found even in   are widely distributed in the cities
       the smallest towns and all have   and towns. Cash withdrawals,   Currency Cards
       foreign exchange services.   up to a set limit per day per card,   Most currency or travel money
       Passports must always be   can be made with debit, credit   cards are Visa or MasterCard
       presented when changing   and currency cards. The cards   linked. They can be pre-loaded
       money. Branch addresses can   most widely used in South Africa   (and topped up) with a number
       be found on the websites.   are Visa and MasterCard. ATMs   of currencies, and used in South
       Banking hours are from 9am to   may run out of notes at the   Africa just like a debit card to pay
       3:30pm on weekdays, and from   weekend, especially if there is a
       9am to 11:30am on Saturdays.   public holiday on the Monday, so   DIRECTORY
       Banks are closed on public   make sure you draw money
       holidays. You can also change   early. If you find the daily limit   Banks and Bureau
       cash in bureau de change such   inadequate, you can always draw   de Change
       as those run by Master Currency,   more from a bank (remembering
       Travelex and Bidvest Bank,   to take your passport along), but   ABSA
       which have branches at the   it’s best to avoid carrying too   ∑ absa.co.za.
       main airports and large shopping   much cash with you.
       malls in the cities. Commission is     Avoid drawing money while   Bidvest Bank
       charged for exchanging cash,   on your own, or at deserted ATMs   ∑ bidvestbank.co.za
       but as branches are usually   after-hours, and decline all
       clustered together it is easy to   unsolicited offers of “help”. ATM   First National Bank (FNB)
       compare the rates offered. In   fraud is common: a fraudster   ∑ fnb.co.za
       the larger shopping malls such   may, for example, jam the   Master Currency
                                                ∑ mastercurrency.co.za
                                                Nedbank
                                                ∑ nedbank.co.za.
                                                Standard Bank
                                                ∑ standardbank.co.za
                                                Travelex
                                                Tel 011 486 2145.
                                                ∑ travelex.co.za
       Bureau de change at OR Tambo international airport, Johannesburg
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