Page 61 - Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money

solve that problem, the more money she makes. I work hard to solve the
problem of the need for financial education.

Simply put, there are trillions of ways to make more money because
there are trillions of, if not infinite, problems to solve. The question is,
which problems do you want to solve? The more problems you solve, the
richer you will become.

Many people want to get paid for doing nothing, and are unwilling to
solve any problems. Or they want to be paid more than the problem they are
solving is worth. One of the reasons I did not join a union shipping
company is because I am a capitalist, not a laborer. In fact, one of the

reasons there are fewer U.S. ships today is because it costs too much money
to operate a U.S. merchant ship. And that is one reason why most cargo and
passenger ships in U.S. ports are not manned with U.S. citizens. The high
cost of operating a U.S. ship is why so many graduates of my school, Kings

Point, cannot find jobs when they graduate today. This is the problem of
wanting to be paid more and doing less.
My poor dad was a union man. In fact, he was the head of the teachers’
union of Hawaii. I understand his point of view that teachers had more

power as a collective group. Without a union, teachers would be paid even
less and have fewer benefits. Without a teachers’ union, education would
suffer more than it suffers today.
My rich dad was a capitalist. Capitalists believe in producing a better

product for a better price. If you cannot deliver a better product at a better
price to more people, then the market will punish you. In other words, a
capitalist gets paid to solve problems, not create problems—unless you
make puzzles.

Many think of capitalists as pigs. And many are greedy pigs. Yet there
are capitalists who do a lot of good, such as provide health care, food,
transportation, energy, and communications to the world. As a capitalist
who does my best to make the world a better place, my problem is with

people who want to be paid for doing nothing or paid more to do less. In my
opinion, a person who wants to be paid more and do less, or nothing, is also
a greedy pig.
Those who want to be paid more for doing less will find life harder as

the world changes. For example, labor unions that demand higher wages
and benefits for less work are the major reason why jobs move overseas.