Page 77 - Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money

The Fifth B: Brides and Beaus

We all know that some people marry for money. Both men and women
marry for money rather than love. Like it or not, money plays an important
role in any marriage. There is a line from the movie The Great Gatsby that

goes, “Rich girls do not marry poor boys.” The line may be a good line in
the movie, but the reality is there are poor girls and boys who do marry rich
people for their money.

LOVE PREDATORS

Rich dad called people who marry for money love predators. The more
money you have, the more they love you. In his much-publicized pending
divorce, Paul McCartney may have to give up 50 percent of his estimated

$1 billion dollar estate. That is a lot of money. This shows that McCartney
has earned a lot of money as a musical genius, but his lack of financial IQ
#2 is costing him a lot of money that a little premarital planning might have

saved him. My friend Donald Trump says, “Get a prenuptial agreement
before you get married.” A prenuptial agreement is a sign of higher
financial IQ #2. Losing 50 percent of a life’s fortune for a few years of
marriage is a sign of lower financial IQ #2.
Rich dad used to say, “When you combine love and money, financial

insanity, not financial intelligence, often reigns.” When Kim and I got
married, neither of us had any money, so I know we did not marry for
money. Even though we didn’t have money, we had an exit strategy planned

in case things did not go as we wanted. That is why Kim has her own legal
corporations, and so do I. She has her investments, and so do I. If we should
split, we don’t have to split our assets. They are already split. I am glad to
say that we have been happily married since 1986, and the marriage gets
better and better, and richer and richer, every year.

EXIT BEFORE YOU ENTER

It’s insane to think that life is about living happily ever after. Happily ever

after is true only in fairy tales. Things change. That is why exit strategies
are important for anything of worth. I know it may be uncomfortable to ask
for a prenuptial agreement before you marry the man or woman of your