Page 6 - 2021 Mid Year Open Enrollment Guide

Table of Contents

Summary of Changes ........................................................................................6
Legacy BFS Team Members ........................................................................................... 6
Legacy BMC Team Members .......................................................................................... 8
How and Where to Enroll ................................................................................ 10
Benefits Eligibility ......................................................................................... 12
Medical Plan Surcharges ............................................................................................... 13
Tobacco Surcharge ........................................................................................................ 13
Medical/Prescription Plan Choices ................................................................ 14
Plan Comparison ........................................................................................................... 15
Prescription Benefits ..................................................................................................... 16
How We Determine What You Pay for Coverage ............................................................... 18
Medical/Prescription Plan Rates .................................................................................... 19
Medical Value-Added Programs ...................................................................... 20
Virta For Type 2 Diabetes ............................................................................................... 20
Naturally Slim ............................................................................................................... 21
Hinge Health for Chronic Pain......................................................................................... 22
Benefits Value Advisor ................................................................................................... 23
Surgery Plus ................................................................................................................. 24
Blue Care Connection .................................................................................................... 25
Member Rewards .......................................................................................................... 26
Virtual Visits/MDLive .................................................................................................... 27
Mental Health Resources .............................................................................................. 27
Spousal and Tobacco Surcharge..................................................................................... 28
Supplemental Health Plans............................................................................ 29
Accident ....................................................................................................................... 29
Hospital Indemnity ........................................................................................................ 30
Critical Illness ............................................................................................................... 32
Dental Plans ................................................................................................. 34
Vision Plans .................................................................................................. 35
Flexible Spending Accounts ........................................................................... 36
Health Savings Accounts ................................................................................ 38
Income Protection ......................................................................................... 40
Short-Term Disability...................................................................................................... 40
Long-Term Disability ....................................................................................................... 42
Survivor Benefits ........................................................................................... 42
Life and Accidental Death and Dismemberment .............................................................. 43
401(k) Retirement Savings ............................................................................ 44
Other Valuable Plans ..................................................................................... 46
ComPsych Employee Assistance Program ....................................................................... 46
Legal Services .............................................................................................................. 47
Identity Theft Protection ................................................................................................. 48
Discounted Home/Auto ................................................................................................. 49
Frequently Asked Questions ........................................................................... 50
Contact Guide ............................................................................................... 52

4 • 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE 2021 BUILDERS FIRSTSOURCE MID-YEAR BENEFITS GUIDE • 5