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• C HAP T E R •
Black Belt Testing: Life-Changing
Moments in Investing
“No matter how tall the mountain, it cannot block the sun.”
— CHINESE PROVERB
There is an ancient fable about a Zen master who was out for a walk with one of
his students and pointed out a fox chasing a rabbit. The master said, “The
rabbit will get away from the fox.” “Not so,” replied the student. The master
insisted, “The fox is faster, but the rabbit will elude him.” When the student
asked why, the master replied, “Because the fox is running for his dinner,
while the rabbit is running for his life.”
Barbara James
Barbara had been following IBD and investing for several years when she
suddenly lost her husband of 30 years to a heart attack. A year and a half
later, she was laid off from a major corporation where she was an execu-
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