Page 166 - (DK Eyewitness) Travel Guide - Tokyo
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164      SUR VIV AL  GUIDE

       Banking and Currency                    on arrival to cover any
                                               immediate needs. It is always
       For visitors used to easy and instant cash access 24 hours a   wise to obtain cash before
       day, Japan’s banking system can prove frustrating. Credit   traveling anywhere outside of
       cards are accepted at a growing number of shops (including   Japan’s major cities.
       convenience stores), restaurants, most hotels, and major     Some banks and post offices
       railway stations, but Japan is still largely a cash society. Make   also offer money transfer
                                               facilities.
       sure you always have some cash at hand. Payments can be
       made using debit cards where the appropriate sign (such as
       VISA or MasterCard) is displayed; however, cash withdrawals   ATMs
       using debit cards are possible only at a limited number of   Automatic Teller Machines
       ATMs. Personal checks are unknown.      (ATMs) are easily available in
                                               large urban areas throughout
                                               Japan. However, many do not
       Banks and Bureaux    Bureaux de change are often   take foreign credit or cash
       de Change           near major train stations.  cards – for example, Cirrus,
       Buying yen, exchanging     At major international   Maestro, Link, and Delta cash
       traveler’s checks, and other   airports, currency exchange   cards are not widely accepted.
       regular banking transactions   counters may keep longer    Most Japanese post offices
       can be easily conducted via   hours than banks; at Tokyo   and all 7-Eleven stores (more
       major Japanese banks, including   International, for example, the   than 17,000 in the Tokyo area)
       Bank of Tokyo-Mitsubishi UFJ,   counter is open from 6:30am    have ATMs that will accept
       Sumitomo Mitsui, and Mizuho   to 11pm. Rates at airports are   VISA, MasterCard, American
       Bank. Some foreign banks,    not very competitive, though.  Express, Maestro, Plus, Cirrus,
       such as Citibank, offer a      Even leading city banks may   and JCB cards; they also provide
       similar range of services.  be unfamiliar with foreign   an English menu for users.
         Most banks open 9am–3pm   currency other than dollars, so   ATMs at 7-Eleven stores are
       on weekdays and are closed    be prepared for bank tellers to
       on weekends and national   check with their superiors if
       holidays. The exchange rate is   they have not experienced such
       posted at about 10am for US   notes before. In city centers,
       dollars; later, for other   staff may speak English, and
       currencies. Banks usually   forms are often supplied in
       exchange currency between   English; if not, staff will show
       10am and 3pm; some city   you where to write. Transactions
       banks, however, offer this   are relatively simple but may be
       service from as early as 9am.  time-consuming. Always carry
         It is possible to change cash   your passport with you.
       and traveler’s checks at banks,     It is illegal for public
       major hotels (which offer the   transportation, stores, and
       same rates as banks), main    restaurants to accept payment
       post offices, ryokan, and    in foreign currencies, so you
       some city department stores.   will need some Japanese yen   ATM typically found in a post office
                               DIRECTORY
       Banks          Sumitomo Mitsui  Credit and    MasterCard
                      1-1-2 Yurakucho,    Debit Cards  Tel 00531-11-3886
       Bank of Tokyo-  Chiyoda-ku, Tokyo.           (free international
       Mitsubishi UFJ  Tel (03) 3501-1111.  American Express  assistance).
       2-7-1 Marunouchi,             Lost cards:    ∑ mastercard.com
       Chiyoda-ku, Tokyo.  ATMs      Tel 0120-020-120
       Tel (03) 3240-1111.           (toll-free; English   VISA
                                                    Tel 00531-44-0022
       Citibank       Shibuya Post Office  language after    (24-hour assistance).
       B1-2F Kawase Building,   1-12-3 Shibuya,  Japanese).  ∑ visa.com
       3-17-5 Shinjuku, Tokyo.  Shibuya-ku, Tokyo.  ∑ americanexpress.  ∑ visa.com/atmlocator
       Tel (03) 5462-5000.  Tel (03) 5469-9823.  com
       ∑ citibank.co.jp/en  Toyko Central Post   Diners Club
       Mizuho Bank    Office         Lost cards:
       1-1-5 Uchi-saiwai-cho,   2-7-2 Marunouchi,   Tel 0120-074-024
       Chiyoda-ku, Tokyo.  Chiyoda-ku, Tokyo.  (toll-free nationwide).
       Tel (03) 3596-1111.  Tel (03) 3217-5231.  ∑ dinersclub.com





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