Page 324 - (DK Eyewitness) Travel Guide - Pacific Northwest
P. 324

322      SUR VIV AL  GUIDE

       Banking and Currency                     money from ATMs or to pay for
                                                services in shops and restaurants.
       Banks and foreign currency exchanges are plentiful    These cards are available through
       through out the Pacific Northwest, with many banks   several providers, including
       extending their opening hours during the evenings and on   Thomas Cook and Travelex,
                                                but look for one that offers fair
       weekends. ATMs (automated teller machines) are the most   exchange rates, no ATM fees,
       useful, though, allowing visitors to make cash withdrawals    and no charges for purchases.
       24 hours a day. Credit cards are a more common form of
       payment than hard currency, especially at hotels or car rental   Currency
       companies, but keep some local cash on hand for tipping,
       public transport ation, and the food trucks that are common   Both in the US and Canada the
                                                unit of currency is the dollar,
       in the cities of Portland, Seattle, and Vancouver.  which is divided into 100 cents.
                                                Coins include denominations
                                                of 1 cent (penny) – US only, as
                           accept your bank card, and what   Canada has discontinued the
                           fees and commissions will be   penny – 5 cents (nickel), 10 cents
                           charged on each transaction   (dime), 25 cents (quarter), and
                           made outside your home country.  $1 (buck; in Canada it is often
                                                called a “loonie”). In Canada,
                                                there is also a $2 coin, a “toonie.”
                           Credit Cards         Bank notes, or bills, are printed
                           The most widely accepted credit   in denominations of $5, $10, $20,
       An ATM, common throughout the    cards are Visa, MasterCard, and   $50, and $100. In the US, a $2
       Pacific Northwest   Diners Club, which can be used   bill is also in circulation, but it is
                           to pay for just about anything,   uncommon. Plan to arrive with
       Banks and Foreign   from a cup of coffee to a hotel   $50 to $100 in local currency
       Currency Exchange   room. American Express and   and get small change as soon as
       Most banks are open from 9    Discover are also accepted in   possible for tipping, transport­
       or 9:30am to 4:30 or 5pm, with   some places. Credit cards are   ation, and other incidentals.
       many in downtown locations   often required when checking
       offering extended hours, espe­  into a hotel or renting a car –   DIRECTORY
       cially on Fridays. Some banks are  many such places will insist on
       also open on weekends, but all   taking your credit card informa­  Banks and Foreign
       are closed on statutory holidays.   tion to use as a form of deposit.   Currency Exchange
         Exchange rates for foreign     If your credit card company   American Express
       currency are posted in banks   offers travel insurance, keep    ∑ americanexpress.com
       where exchange services    a copy of the statement of
       are offered (usually the main   conditions and coverage with   Thomas Cook
       branches of large banks) as well   your travel documents. Before   ∑ thomascook.com
       as at foreign exchange brokers,   leaving home, be sure to note   Travelex
       American Express and Travelex   all emergency contact numbers   Tel (877) 414­6359
       being the most popular ones.   connected with your credit card   ∑ travelex.com
         In an emergency, visitors    in case of loss or theft.
       can have cash wired from home            Western Union
                                                Tel (800) 225­5227
       by way of electronic money               ∑ westernunion.ca
       transfer services offered by   Traveler’s Checks and
                           Currency Cards
       American Express, Thomas                 Credit Cards
       Cook, and Western Union.   American Express, Thomas Cook,
                           and Visa issue traveler’s checks   Diners Club
                           and it is advisable to purchase   Tel (800) 363­3333
       ATMs                them in US or Canadian currency.   ∑ dinersclub.com
       Automated teller machines   A passport or other photo   Discover
       (ATMs, or ABMs – automated   identification is required to cash   Tel (800) 347­2683
       banking machines, in Canada)   traveler’s checks. Keep in mind   ∑ discover.com
       can be found in bank branches,   that, in rural areas and areas less
       shopping centers, gas stations,   geared to tourism, traveler’s   MasterCard
       grocery stores, mini­marts,   checks may not be accepted.   Tel (800) 627­8372.
       transit terminals, airports, and     An increasingly popular   ∑ mastercard.com
       some bars and restaurants.   alternative to traveler’s checks are   Visa
       Consult with your bank, credit   prepaid currency cards, which   Tel (800 847­2911.
       union, or credit card company   function like debit or credit cards   ∑ visa.com
       about which ATM systems will   and can be used to withdraw



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