Page 168 - Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money

The Integrity of Health and Wealth

A similar example can be made with the human body. Some of the systems
of the body are the arterial system, respiratory system, nervous system,
skeletal system, digestive system, and so on. If the integrity of the human

body’s system is not sound, corrupted with clogged arteries for instance,
health declines and disease or death soon follows.
Just as health can break down from a literal lack of integrity, so can
wealth be compromised by a lack of integrity. Instead of disease or death,

which comes from a breakdown in the body’s integrity, symptoms of a lack
of financial integrity are low income, crippling taxes, high expenses,
excessive debt, bankruptcy, foreclosure, increased crime, violence, sadness,
and despair.

Earlier, I listed five different financial intelligences. Once again they are:

Financial IQ #1: Making more money.
Financial IQ #2: Protecting your money.
Financial IQ #3: Budgeting your money.
Financial IQ #4: Leveraging your money.

Financial IQ #5: Improving your financial information.

The integrity of all five intelligences is required if a person wants to
grow rich, stay rich, and pass his or her wealth on for generations. Missing
one or more of the financial intelligences is like someone who doesn’t know
how to drive attempting to drive a car that has brakes without pads, and

water in the gas line.
When a person is struggling financially, one or more of these financial
intelligences is out of whack, financial integrity is not sound, and the person

is not complete. For example, I have a friend who earns a lot of money as a
manager of a small business. Her problem is she has no protection against
taxes, plus she does not budget well, spends impulsively to buy clothes and
take vacations. Her leverage is a big home because she thinks real estate
only goes up in price. She gets her financial advice from her husband and

his financial planner. Her husband is a great guy but, like his wife, he has
similar challenges with all five financial intelligences.