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job  where  mistakes  were  punished  and  creativity  was  suppressed,  what  I
                had taught him or her was of little value. The old environment won.

                    There is an old proverb that goes, “If I knew where I was going to die . .
                .  I  would  not  go  there.”  Today,  I  know  there  are  millions  of  people  in
                environments that are not the best for their learning, wealth, and personal
                development. Their work and home environments are not increasing their

                financial intelligence and wealth. Instead of becoming richer, they become
                prisoners of their offices and their homes. Instead of seeking success, most
                people  live  in  environments  that  reward  playing  it  safe,  not  making
                mistakes,  but  as  Paul  Tudor  Jones  says,  “One  learns  from  mistakes,  not

                successes.”



                Finding Your Genius



                For people to develop their genius, they need to find the environment that
                supports  the  development  of  their  genius.  For  example,  Tiger  Woods’s

                environment is the golf course. He would not have done well as a jockey.
                Donald  Trump  found  his  strength  in  the  tough  world  of  New  York  real
                estate. That environment challenged him, taught him a lot, and developed
                his skills.

                    This is not an easy process. As you know, Tiger Woods works very hard
                at being a golf genius. Donald Trump works very hard at being a genius at
                real  estate  development.  If  you  have  ever  seen  the  buildings  he  has
                developed in Manhattan and around the world, you know that it is easy to

                see his drive. Oprah survives and thrives in the very tough environment of
                television.
                    One of the reasons many people do not develop their genius is simply
                because  they  are  lazy.  Many  just  go  to  work  to  collect  a  paycheck.  It  is

                easier for them to be average than to work hard at developing their genius.
                    My questions to you are, “What do you think your genius is and what
                environment is best for you to develop it?” Another important question is,
                “Do you have the courage to change environments?” Imagine your future . .

                . if you did.
                    For many people the answers to these questions are “I don’t know,” or
                simply  “No.”  For  most  people  being  comfortable  is  more  important  than
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