Page 3 - 2022_OE Benefits Guide

Dear Team Member,
We are pleased to present to you this 2022 Open Enrollment Benefits Guide. Our goal is to provide
a comprehensive, market-competitive program for all team members that offers choice and value.
We review our benefits package annually to ensure that it meets that goal. Since we recently
completed the mid-year enrollment for the new combined benefits plan, there will not be any plan
design changes that will impact deductibles, co-pays or out-of-pocket maximums for any of the plans
we offer. However, as cost trends continue to rise, especially in light of COVID, there are increases
to the employee contributions for the medical/prescription plans only. These changes are reflected
in this guide as well as in Dayforce. Consistent with prior years, the bulk of the increase will be
absorbed by BFS. There are no other employee contribution changes.

The Open Enrollment period will run between October 25-November 5 for benefits effective January
1, 2022. While this enrollment is passive, meaning your benefits will renew if you take no action,
I encourage you to log into Dayforce and review all of the options you have available. Now is also
a good time to ensure that you have beneficiaries indicated for your life insurance and all of the
information for your dependents are accurate. Please note that any team member who wishes to
participate in a Flexible Spending Account (FSA) or Health Savings Account (HSA) as of January 1 will
be required to make a new election for 2022.

Your HR team is fully committed to ensuring this Open Enrollment process is managed effectively,
and more importantly, we maintain our commitment to providing you with great programs and
policies that support your ongoing success and career at BFS.

If you have any questions as you read through this guide and make your elections, please contact
the Benefits Team at the following:

844.216.9320
Benefits@BLDR.com

We wish you good health in the coming years and continued success at Builders FirstSource.

Sincerely,

Amy L. Plasha
SVP, Human Resources

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