Page 7 - 2022_OE Benefits Guide
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Table of Contents

      How and When to Enroll/Make Changes ....................................................... 6
      Benefits Eligibility ........................................................................................ 8
         Medical Plan Surcharges .............................................................................................. 9
         Tobacco Surcharge ....................................................................................................... 9
      Medical/Prescription Plan Choices .............................................................. 10
         Plan Comparison ......................................................................................................... 11
         Prescription Benefits ................................................................................................... 12
         How We Determine What You Pay for Coverage ............................................................. 14
         Medical/Prescription Plan Rates .................................................................................. 15
      Medical Value-Added Programs .................................................................... 16
         Virta For Type 2 Diabetes ............................................................................................. 16
         Wondr Health .............................................................................................................. 17
         Hinge Health for Chronic Pain....................................................................................... 18
         Benefits Value Advisor ................................................................................................. 19
         SurgeryPlus ................................................................................................................ 20
         Blue Care Connection .................................................................................................. 21
         Member Rewards ........................................................................................................ 22
         Virtual Visits/MDLive .................................................................................................. 23
         Mental Health Resources ............................................................................................ 23
         Tobacco Cessation ...................................................................................................... 24
      Supplemental Health Plans.......................................................................... 25
         Accident ..................................................................................................................... 25
         Hospital Indemnity ...................................................................................................... 26
         Critical Illness ............................................................................................................. 28
      Dental Plans ............................................................................................... 30
      Vision Plans ................................................................................................ 31
      Flexible Spending Accounts ......................................................................... 32
      Health Savings Accounts .............................................................................. 34
      Income Protection ....................................................................................... 36
         Short-Term Disability.................................................................................................... 36
         Long-Term Disability ..................................................................................................... 37
      Survivor Benefits ......................................................................................... 38
         Life and Accidental Death and Dismemberment ............................................................ 38
      401(k) Retirement Savings .......................................................................... 40
      Other Valuable Plans ................................................................................... 42
         ComPsych Employee Assistance Program ..................................................................... 42
         Legal Services ............................................................................................................ 43
         Identity Theft Protection ............................................................................................... 44
         Discounted Home/Auto ............................................................................................... 45
      Frequently Asked Questions ......................................................................... 46
      Contact Guide ............................................................................................. 48








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