Page 233 - digitalliteracy

Glossary

social networking A method of building reading devices; others perform additional
networks or social relationships among tasks, and some of the latest tablets allow
people who share common interests, back- you to access the Internet and perform
grounds, or activities. some of the functions of a desktop or laptop
computer.
soft credit inquiries The perusal of a credit
report by an insurance company, future tracking cookie See browser cookie.
employer, or credit card company that looks
through credit bureau reports to determine traditional IRA A retirement account an
whether to extend a preapproved offer for investor can use if he or she meets certain
credit to an individual in the future. These specifications; individuals can deduct from
inquiries do not work against the consum- their taxable income the amount (up to a
ers’ credit score and are unseen by hard limit) contributed to a traditional IRA.
credit inquirers.
transferable skills Abilities that have been
soft skills Traits and behaviors based on developed in one workplace or situation
personal strengths and unique personality that can be useful in another workplace or
characteristics. Examples include athletic situation.
ability or people skills.
Trojan horse A type of malware that
software The systems and programs that disguises itself as one type of program but
run on your computer hardware. is actually a different type of program. The
Trojan horse is usually spread when a com-
spam E-mails that are sent, usually to large puter user opens an e-mail attachment or
numbers of people on the Internet, that are downloads a file that contains the malware.
not requested and often not wanted.
tweetups Similar to flash mobs, gatherings
spreadsheet software Software that of people organized through social media or,
includes graphing functions, so you can in this case, Twitter.
show numbers in a bar, line, or pie chart.
Spreadsheets can also be used to balance uniform resource locator (URL) See web
your personal checkbook and create and address.
monitor a family budget.
USB Internet stick A small device that
spyware See malware. acts like a modem, plugs into your laptop
computer through a USB port, and gives you
sync The ability to synchronize all elec- wireless Internet service. These services use
tronic devices, so that when the user makes mobile broadband telephone services from
changes to any of these devices, the changes cellular service providers.
are made everywhere.
VantageScore 3.0 A mathematical formula
tablet computer A thin, flat slate that that the three major credit bureaus devel-
is small, lightweight, and portable. Users oped to generate your credit score based
operate the tablet by touching the screen in on payment history, age and type of credit,
various ways to perform different functions, percentage of credit line used, total balance
although some tablets have a small keyboard or debt, recent credit behavior, inquiries,
attached. Some tablets are simply electronic and available credit.

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