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Glossary
firewall A network security software language or computer skills.
system that monitors incoming and outgo-
ing information and protects the computer hardware Equipment associated with
network from harmful information from your electronic devices; in other words,
other computers or other networks such as the machinery, wiring, and other physical
the Internet. components.
flaming An increasingly intense and vicious hashtag On social media, a word or phrase
online debate. preceded by a pound sign (#) and used to
identify, describe, and organize messages on
flash mobs Similar to tweetups, gatherings a certain topic.
of people organized through social media.
hierarchy A system in which people’s
font A specific size and style of type or status or importance in the organization is
printed characters within a type or font determined by rank, job title, or position.
family.
host See domain name.
fraud alert A notification placed on your
credit report to let potential lenders know hotspots Physical locations such as coffee
that there have been incidents of suspected shops, bookstores, and other establishments
fraud on the consumer’s account. A fraud that offer Internet access over a wireless
alert helps consumers protect themselves network.
from anyone opening an unauthorized credit
account in their name. hyperconnectivity A state in which we are
always connected to the Internet through
geosocial footprint The location informa- some kind of device.
tion revealed by users through social media.
identity theft A situation in which someone
geotagging A feature that allows a website steals your personal information with the
to identify information about your location. intent to open credit accounts in your name.
global village The shared human connec- income and expenditure statement A
tion through technology. report that shows a family’s income and
expenditures over a period of time such as a
grace period The period of time between month or a year.
when an individual graduates and when loan
repayment begins. Typically this is 6 to 9 Individual Retirement Accounts
months following graduation. (IRAs) Individual retirement accounts
that encourage workers to set aside greater
graphics Visual images. amounts for retirement.
hard credit inquiries Checks by a credi- interface The point where the user and the
tor on a consumer’s credit report to deter- device interact. The interface is represented
mine whether to extend credit for which the by the look, feel, and overall user experience
consumer has applied. These inquiries can of a device, browser, or operating system.
remain on a credit report for up to 2 years.
Internal Revenue Service (IRS) A federal
hard skills Abilities or skill sets that can be organization that carries out the respon-
learned or trained. Examples include foreign sibilities of the secretary of the treasury
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