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Glossary




                   firewall A network security software        language or computer skills.
                   system that monitors incoming and outgo-
                   ing information and protects the computer   hardware Equipment associated with
                   network from harmful information from       your electronic devices; in other words,
                   other computers or other networks such as   the machinery, wiring, and other physical
                   the Internet.                               components.


                   flaming An increasingly intense and vicious  hashtag On social media, a word or phrase
                   online debate.                              preceded by a pound sign (#) and used to
                                                               identify, describe, and organize messages on
                   flash mobs Similar to tweetups, gatherings   a certain topic.
                   of people organized through social media.
                                                               hierarchy A system in which people’s
                   font A specific size and style of type or   status or importance in the organization is
                   printed characters within a type or font    determined by rank, job title, or position.
                   family.
                                                               host See domain name.
                   fraud alert A notification placed on your
                   credit report to let potential lenders know   hotspots Physical locations such as coffee
                   that there have been incidents of suspected   shops, bookstores, and other establishments
                   fraud on the consumer’s account. A fraud    that offer Internet access over a wireless
                   alert helps consumers protect themselves    network.
                   from anyone opening an unauthorized credit
                   account in their name.                      hyperconnectivity A state in which we are
                                                               always connected to the Internet through
                   geosocial footprint The location informa-   some kind of device.
                   tion revealed by users through social media.
                                                               identity theft A situation in which someone
                   geotagging A feature that allows a website   steals your personal information with the
                   to identify information about your location.  intent to open credit accounts in your name.

                   global village The shared human connec-     income and expenditure statement A
                   tion through technology.                    report that shows a family’s income and
                                                               expenditures over a period of time such as a
                   grace period The period of time between     month or a year.
                   when an individual graduates and when loan
                   repayment begins. Typically this is 6 to 9   Individual Retirement Accounts
                   months following graduation.                (IRAs) Individual retirement accounts
                                                               that encourage workers to set aside greater
                   graphics Visual images.                     amounts for retirement.

                   hard credit inquiries Checks by a credi-    interface The point where the user and the
                   tor on a consumer’s credit report to deter-  device interact. The interface is represented
                   mine whether to extend credit for which the   by the look, feel, and overall user experience
                   consumer has applied. These inquiries can   of a device, browser, or operating system.
                   remain on a credit report for up to 2 years.
                                                               Internal Revenue Service (IRS) A federal
                   hard skills Abilities or skill sets that can be   organization that carries out the respon-
                   learned or trained. Examples include foreign   sibilities of the secretary of the treasury




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