Page 4 - 2020 Benefits Guide

What’s New for 2020

Medical
Member You may be eligible for a cash reward when you shop for the most cost-effective
Rewards provider when receiving certain procedures or tests. Rewards range between
$25 and $500, depending on the service. Use Benefits Value Advisor (BVA)
to help you find an in-network provider participating in the Member Rewards
program. See p.18 for more information.
MDLive Virtual healthcare is expanding to include behavioral health services. You can
Behavioral schedule mental health services through MDLive at your convenience. Long and
Health short-term treatment is available for such issues as depression and anxiety, grief
and loss, eating disorders, addiction and more. See p. 15 for more information.

Virta Diabetes Introducing a voluntary program to help Type 2 diabetics covered in the medical
Management plan to better manage and even reverse the disease! See p. 9 for more information.

Hinge Health Introducing a non-surgical approach to chronic musculosketal and joint pain. This
Musculosketel voluntary program will be rolled out to medical plan members on a limited basis in
Solutions the first quarter of 2020. Be on the lookout for more information in the new year!

Medical Plan Medical plan premiums for both the Standard PPO Plan and the Consumer
Premiums HDHP Plan will increase slightly.
Provider BCBS has developed provider networks in various parts of the country offering
Network Change greater discounts on medical services. At this time, the greatest savings
for Team opportunities, with minimal disruption to employees, is available to those
Members in CO, employees residing in the states of Colorado, Florida, Georgia, Maryland,
FL, GA, MD, TN Tennessee and Wisconsin. (If you live in these states, you will be receiving
and WI a NEW BCBS ID card for 2020 reflecting the BCBS Select Network that
applies in your state. See p. 7). As BCBS further develops these networks
throughout the nation, other states may be added in future years. Your medical
benefits through the Select Networks is not changing! You still have the same
medical benefits available to you in either the Standard PPO Plan or the
Consumer HDHP, as reflected on p. 13.
Dental
Dental Dental premiums are increasing in 2020. See p. 28 for more information.
Premiums
Vision
Vision Premiums Vision premiums are increasing in 2020. See p. 25 for more information.
401(k) Savings Plan
401(k) Employer The employer matching contribution in the 401(k) plan is increasing on
Match 1/1/2020. The match is increasing from 30% of your 5% contribution to 40% of
your 5% contribution. See p. 40 for more information.
New Hire New hires/rehires (part-time and full-time) hired on or after 1/1/2020 will
Auto-Enroll automatically be enrolled in the 401(k) plan at a 1% contribution rate. See p. 40
for more information.

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