Page 39 - 2021 Team Member Benefit Guide - English

Enrollment Subsequent to Initial
Eligibility Angela Hubertus, Inside Sales Rep
Unlike the STD plan, if you do not enroll in San Antonio, TX
the LTD plan when you are first eligible (as a
new hire), enrollment during a subsequent
enrollment period will be subject to proof
of good health and Sun Life’s approval.
Likewise, if you are currently enrolled in the
LTD plan, and decide to cancel coverage for
the upcoming plan year, you will be subject to
proof of good health to re-elect coverage in a
subsequent enrollment period.

Maximum Benefit Period
The Maximum Benefit Period defines the
maximum length of time for which benefits
are payable under the plan, provided you
remain continuously disabled. The Maximum
Benefit Period most typically pays until you
reach Social Security Normal Retirement Age
(SSNRA), depending on your age at onset of
disability, per the schedule below.
Age at Maximum Benefit
Disability Period
< 60 To SSNRA
60 60 Months*
61 48 Months*
62 42 Months* How to Report a Disability Claim
Call Sun life at 833-812-5177. Please have this
63 36 Months* information handy:
64 30 Months* ; Your name, address, phone number, birth
date, date of hire, Social Security number
65 24 Months* ; Your employer’s name, address and
66 21 Months* phone number
67 18 Months* ; Date of your claim and when you plan to
68 15 Months* return to work
69+ 12 Months* ; If you’re pregnant, give your expected
delivery date
*or SSNRA, whichever is longer ; Name, address and phone number
of each doctor you are seeing for this
absence

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