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A MESSAGE FROM BILLY MAXWEL                                          WHOLESALE NEWS                                                                                        WELCOME TO THE TEAM,


        TPO- SENIOR VICE PRESIDENT                                                                                                                                                 KELLY MACDOWELL



                                      As a department, we had                                                                                                                    Meet Kelly!

                                      a fantastic 3rd quarter with                                                                                                                   Kelly MacDowell started her
                                      over $600 million in funding.                                                                                                              position at GMFS in September

                                      Our competitive pricing and                                                                                                                as an Analyst for the Wholesale
                                      excellent turn times have                                                                                                                  department. She joins GMFS with
                                      continued to differentiate                                                                                                                 nearly 40 years of experience in the

                                      GMFS from the competition                                                                                                                  mortgage banking industry.
                                      and I hope you continue to
                                      highlight these strengths year-

                                      round.                                                                                                                                     Her current focus at GMFS is to collect research for new
        As we move into the last quarter of the year, I want                                                                                                                     product offerings. Kelly is very excited about her new
                                                                                                                                    GMFS Wholesale Department and Clients
        to remind you how important customer service and                                                                           enjoy Dinner during 2017 LMLA Conference      position because it’s newly created and one that she’s never
        maintaining strong relationships are to GMFS. It is our goal                                                                          in New Orleans, LA                 had.
        to exceed our clients’ expectations and we would like to
        hear about how we can better serve them as clients.                                                                                                                      Although originally from Michigan, Kelly currently lives in

        We are planning a 4th quarter survey which will focus on                                                                                                                 Texas with her husband and two daughters.
        just that. The survey will be broken down by department
        and their feedback will help to determine areas of                                                                                                                       Welcome Kelly! We look forward to watching you succeed at

        improvement. We look forward to sharing those findings                                                                                                                   GMFS!
        with you later on.

        Our new competitive Jumbo product, alongside all of the
        new enhancements being offered through Fannie Mae
        and Freddie Mac put us in a great position for continued
        success.

        Please follow our new LinkedIn page, GMFS Partners,
        and our Twitter account, @PartnersGMFS. We encourage

        you to share and engage with our channels as we share                                October 2017
        company announcements and updates.                                        District Directors meet at headquarters            Keith “Whitey” Boyd, Billy Maxwell, and
        Thank you for all that you do to make our company a                                                                          Dawnyail Faldetta at LMLA Conference

        continued success!                                                                                                                         8/24/17




                                                                                                                                                                               GMFS’ Wholesale and Correspondent Clients are A CUT ABOVE
                                                                                                                                                                               THE REST!  For the 3rd Quarter the Top 25 Producers received a
                                                                                                                                                                               personalized wooden cutting board as their “thank you.”
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