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A MESSAGE FROM BILLY MAXWEL  WHOLESALE NEWS             WELCOME TO THE TEAM,


 TPO- SENIOR VICE PRESIDENT                              KELLY MACDOWELL



 As a department, we had                              Meet Kelly!

 a fantastic 3rd quarter with                             Kelly MacDowell started her
 over $600 million in funding.                        position at GMFS in September

 Our competitive pricing and                          as an Analyst for the Wholesale
 excellent turn times have                            department. She joins GMFS with
 continued to differentiate                           nearly 40 years of experience in the

 GMFS from the competition                            mortgage banking industry.
 and I hope you continue to
 highlight these strengths year-

 round.                                               Her current focus at GMFS is to collect research for new
 As we move into the last quarter of the year, I want   product offerings. Kelly is very excited about her new
         GMFS Wholesale Department and Clients
 to remind you how important customer service and   enjoy Dinner during 2017 LMLA Conference   position because it’s newly created and one that she’s never
 maintaining strong relationships are to GMFS. It is our goal   in New Orleans, LA  had.
 to exceed our clients’ expectations and we would like to
 hear about how we can better serve them as clients.   Although originally from Michigan, Kelly currently lives in

 We are planning a 4th quarter survey which will focus on   Texas with her husband and two daughters.
 just that. The survey will be broken down by department
 and their feedback will help to determine areas of   Welcome Kelly! We look forward to watching you succeed at

 improvement. We look forward to sharing those findings   GMFS!
 with you later on.

 Our new competitive Jumbo product, alongside all of the
 new enhancements being offered through Fannie Mae
 and Freddie Mac put us in a great position for continued
 success.

 Please follow our new LinkedIn page, GMFS Partners,
 and our Twitter account, @PartnersGMFS. We encourage

 you to share and engage with our channels as we share   October 2017
 company announcements and updates.   District Directors meet at headquarters  Keith “Whitey” Boyd, Billy Maxwell, and
 Thank you for all that you do to make our company a   Dawnyail Faldetta at LMLA Conference

 continued success!     8/24/17




                                                    GMFS’ Wholesale and Correspondent Clients are A CUT ABOVE
                                                    THE REST!  For the 3rd Quarter the Top 25 Producers received a
                                                    personalized wooden cutting board as their “thank you.”
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