Page 5 - The Pulse Issue 6 Online

KEY IMPROVEMENTS WE’VE MADE

TO SUPPORT YOUR BUSINESS

Here’s An Overview of the New Developments Launched
Over the Last Quarter

New Lenders

Landbay Ingard Alternative Funding

Ingard Members can now access peer-to-peer buy to let We are delighted to announce that Ingard have launched
lender, Landbay, direct. a short-term lending arm to enable our Specialist Team to
assist even more customers who need speedy access to
In recent years, peer-to-peer lending has disrupted funds.
traditional finance by using technology to bring investors
and borrowers closer together. Every deal we agree will be on a bespoke basis and it
brings us great pleasure to inform you that within just
Landbay offers a unique and competitive proposition, a few months we have already agreed to lend all of the
backed by a team of experienced underwriters. The lender money from our first tranche of funding.
specialises in offering prime rates to portfolio landlords
with clean credit profiles. Yes, you heard that right - we intend to be a true bridging
lender, one that looks at a deal that makes sense and
Lending is available to the following types of landlords: agrees to lend, unlike those that are bound by stringent
criteria.
• Individuals
• SPVs (Special Purpose Vehicles) IAF will:
• Trading Companies • Lend up to 80% LTV
• LLPs (Limited Liability Partnerships) • Individually underwrite every deal
• Offer terms from 3 - 12 months
• Consider all types of adverse
New Street Mortgages • Consider all types of property
• Lend in England and Wales
Buy to let and let to buy lender, New Street Mortgages, • Not charge exit fees
can now be accessed by Ingard Members via Brilliant
Solutions’ Mortgage Club. IAF offer:

Part of the Northview Group of mortgage companies, New • Bespoke lending
Street Mortgages are a relatively new brand who offer low • Same day decisions
rates, high LTVs and use intelligent systems and analytics • A dedicated team of underwriters
to provide instant decisions. • Fast access to funds
• Non-regulated lending
Lending is available to the following types of landlords: • Products available exclusively through Ingard Financial

• Portfolio landlords - no limit on portfolio sizes with Our Specialist Team will always consider the best lending
other lenders solution across our full panel of 15 short-term lenders
• Landlords in need of let to buy products, particularly and will only recommend IAF if they can offer the most
suited to accidental landlords competitive terms. So you can be rest assured that your
• Landlords looking to re-mortgage, even to consolidate customers will always get the best deal.
debt

For further information on any of the new
launches, contact us on 01702 538 800 or email
info@ingard.co.uk

4