Page 23 - Spotlight A+ Form 4 & 5 Mathematics KSSM

CHAPTER
10 Consumer Mathematics:

Financial Management

SMART

Important Learning Standards Page
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10.1 Financial • Describe effective financial management process. 209
Planning and
Management • Construct and present personal financial plans to achieve short-term
and long-term financial goals, and hence evaluate the feasibility of 211
the financial plans.

Words

• Financial planning/ Perancangan kewangan
• Financial management/ Pengurusan kewangan
• Financial goal/ Matlamat kewangan
• Financial plan/ Pelan kewangan
• Short-term/ Jangka pendek
• Long-term/ Jangka panjang
• Needs/ Keperluan
• Wants/ Kehendak
• Cash flow/ Aliran tunai
• Active income/ Pendapatan aktif
• Passive income/ Pendapatan pasif
• Fixed expenditure/ Perbelanjaan tetap
• Variable expenditure/ Perbelanjaan tidak tetap
• Net salary/ Gaji bersih
• Balance income/ Baki pendapatan
• Monthly net income/ Pendapatan bersih bulanan

207

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