Page 24 - Spotlight A+ Form 4 & 5 Mathematics KSSM

Form
4 Mathematics Chapter 10 Consumer Mathematics: Financial Management

R Realistic T Time-bound

guided by

A Attainable SMART concept Effective process of financial management Setting financial goals Evaluating financial status Creating financial plan Carrying out financial plan Review and revising the progress

M Measurable S Specific describe

Variable Expenditures Financial Management

Concept ©PAN ASIA PUBLICATIONS
Fixed

CHAP. Credit card
10 construct
Debts

Loan based on , 1 year Short-term

Emergency fund involve Personal financial plan Financial goals

Savings . 5 years evaluate influenced by

Fixed saving Long-term Feasibility of financial plans Inflation, health, sources of incomes and expenditures

Passive Incomes

Active

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ENG10 Spotlight Matematik F4.indd 208 14/01/2021 10:17 PM