Page 17 - 2021 Team Member Benefit Guide - English

Earl Wilson & Bobby Arthur, Load Builders
Medical Plan Choices El Cajon, CA

Consumer HDHP Plan

All in-network preventive care services are offered at no cost to you, regardless of
the health insurance plan you are enrolled in, including:
• Annual physical exams (e.g. well-woman, well-child etc.)
• Preventive cancer screenings
• Preventive mammograms
• Biometric screenings (e.g. cholesterol, blood pressure, diabetes, etc.)
• Flu shots and other immunizations
• Diabetes prevention programs

DID YOU KNOW? The medical/RX plans offered through Builders FirstSource are self-
funded. This means we pay BlueCross BlueShield and CVS/Caremark to administer the
plans, pay claims and provide access to contracted providers, with whom discounts for
services and prescription drugs have been negotiated. We pay many millions of dollars for
these costs each year.

As employees, you share in the cost of the plan too. As consumers of healthcare services
in the plan, you can help hold down future cost increases by doing things like making
sure your medications are generic when possible, taking preventive steps to avoid larger
problems, and make sure to use the most cost effective care options (see p. 24 for more
information.)
Medical ID Cards for 2021
If you are changing your medical plan and/or adding/removing dependents, you will
receive a new BCBS ID Card in the mail. If you continue with the same coverage and tier,
then no new ID Card will be sent to you.

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