Page 24 - Hybrid PBD 2022 Form 5 - Mathematics

Matematik Tingkatan 5 Bab 3 Matematik Pengguna: Insurans
5. Selesaikan. SP 3.1.3 TP2
Solve.

Hanif memiliki polisi insurans motor dengan deduktibel sebanyak RM300. Hanif telah mengalami beberapa
kali kemalangan sepanjang tempoh insurans tersebut. Tentukan sama ada Hanif dapat membuat tuntutan
terhadap kerugian yang dialami atau tidak.
Hanif has a motor insurance policy with a deductible of RM300. He was involved in a series of accidents during the insurance period.
Determine whether Hanif can make any claim towards his loss or not.

Bulan Kerugian (RM) Status tuntutan Bayaran pampasan (RM)
Month Loss (RM) Compensation status Compensation payment (RM)

Mac RM2 200 Boleh RM2 200 – RM300 = RM1 900
March Yes
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Mei RM200 Tidak RM0
May No
Julai RM400 Boleh RM400 – RM300 = RM100
July Yes

(a) Yinyi memiliki polisi insurans motor dengan deduktibel sebanyak RM200. Yinyi telah mengalami
beberapa kemalangan sepanjang tempoh insurans tersebut. Tentukan sama ada Yinyi dapat membuat
tuntutan terhadap kerugian yang dialami atau tidak.
Yinyi has a motor insurance policy with a deductible of RM200. She was involved in a series of accidents during the insurance period.
Determine whether Yinyi can make any claim towards her loss or not.

Bulan Kerugian (RM) Status tuntutan Bayaran pampasan (RM)
Month Loss (RM) Compensation status Compensation payment (RM)

Januari RM200 Tidak RM0
January No

Mei RM1 200 Boleh RM1 200 – RM200 = RM1 000
May Yes

November RM100 Tidak RM0
No

(b) Luta memiliki polisi insurans motor dengan deduktibel sebanyak RM250. Luta telah mengalami
beberapa kemalangan sepanjang tempoh insurans tersebut. Tentukan sama ada Luta dapat membuat
tuntutan terhadap kerugian yang dialami atau tidak.
Luta has a motor insurance policy with a deductible of RM250. He was involved in a series of accidents during the insurance period.
Determine whether Luta can make any claim towards his loss or not.
Bulan Kerugian (RM) Status tuntutan Bayaran pampasan (RM)
Month Loss (RM) Compensation status Compensation payment (RM)
Mei RM260 Boleh RM260 – RM250 = RM10
May Yes

Jun Tidak
June RM200 No RM0

September RM150 Tidak RM0
No

Disember RM300 Boleh RM300 – RM250 = RM50
December Yes

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