Page 25 - Hybrid PBD 2022 Form 5 - Mathematics

Matematik Tingkatan 5 Bab 3 Matematik Pengguna: Insurans
6. Selesaikan. SP 3.1.3 TP3
Solve.

Boon Tan mempunyai polisi insurans perubatan dengan deduktibel sebanyak RM25 000 setahun dan had
tahunan bernilai RM250 000. Dalam tempoh insurans tersebut, Boon Tan telah beberapa kali dimasukkan
ke hospital untuk mendapat rawatan seperti jadual berikut. Nyatakan jumlah rawatan yang ditanggung
Boon Tan dan nilai yang dibayar oleh syarikat insurans.
Boon Tan has a medical insurance with deductible of RM25 000 per year and an annual limit of RM250 000. During the insurance period,
Boon Tan was admitted to hospital several times as in the following table. State the amount of treatment borne by Boon Tan and the
amount paid by the insurance company.

Jumlah rawatan ditanggung Nilai yang dibayar oleh
Tahun Kos rawatan (RM) pemegang polisi (RM) syarikat insurans (RM)
Year Treatment cost (RM) Amount of treatment borne by Amount paid by insurance
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policyholder (RM) company (RM)
Kedua RM20 000 Kurang RM20 000 Tiada
Second daripada No
deduktibel.
Keempat RM35 000 Less than RM25 000 RM35 000 – RM25 000
Forth deductible. = RM10 000

(a) Vivy mempunyai polisi insurans perubatan dengan deduktibel sebanyak RM10 000 setahun dan had
tahunan bernilai RM150 000. Dalam tempoh insurans tersebut, Vivy telah beberapa kali dimasukkan ke
hospital untuk mendapat rawatan seperti jadual berikut. Nyatakan jumlah rawatan yang ditanggung
Vivy dan nilai yang dibayar oleh syarikat insurans.
Vivy has a medical insurance with deductible of RM10 000 per year and an annual limit of RM150 000. During the insurance period,
Vivy was admitted to hospital several times as in the following table. State the amount of treatment borne by Vivy and the amount
paid by the insurance company.
Jumlah rawatan ditanggung Nilai yang dibayar oleh
Tahun Kos rawatan (RM) pemegang polisi (RM) syarikat insurans (RM)
Year Treatment cost (RM) Amount of treatment borne by Amount paid by insurance
policyholder (RM) company (RM)
Pertama RM15 000 RM10 000 RM15 000 – RM10 000
First = RM5 000
Kelima RM10 500 RM10 000 RM10 500 – RM10 000
Fifth = RM500

(b) Yusof mempunyai polisi insurans perubatan dengan deduktibel sebanyak RM20 000 setahun dan had
tahunan bernilai RM350 000. Dalam tempoh insurans tersebut, Yusof telah beberapa kali dimasukkan
ke hospital untuk mendapat rawatan seperti jadual berikut. Nyatakan jumlah rawatan yang ditanggung
Yusof dan nilai yang dibayar oleh syarikat insurans.
Yusof has a medical insurance with deductible of RM20 000 per year and an annual limit of RM350 000. During the insurance period,
Yusof was admitted to hospital several times as in the following table. State the amount of treatment borne by Yusof and the amount
paid by the insurance company.
Jumlah rawatan ditanggung Nilai yang dibayar oleh
Tahun Kos rawatan (RM) pemegang polisi (RM) syarikat insurans (RM)
Year Treatment cost (RM) Amount of treatment borne by Amount paid by insurance
policyholder (RM) company (RM)
Pertama RM15 000 RM15 000 Tiada
First No
Kedua RM18 000 RM18 000 Tiada
Second No

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