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Example 15. To multiply 232 by 3, we write

                                                             232
                                                           ×     3

               We multiply place-by-place, putting the products in the appropriate column. 3 × 2 ones is 6 ones,so
               we put 6 in the ones place

                                                             232
                                                           ×     3
                                                                 6

                   3 × 3 tens is 9 tens,so we put 9 in the tens place


                                                             232
                                                           ×     3
                                                               96

                   Finally, 3 × 2 hundreds is 6 hundreds, so that we put down 6 in the hundreds place, and we are
               done:



                                                             232
                                                           ×     3
                                                             696
                   Sometimes we need to carry a digit from one place to the next higherplace, as in addition. For
               example, 4 × 5= 20, a number with two digits. So we would “put down” the 0 in the current place,
               and “carry” the 2 to the column representing the next higher place,as in the next example.
               Example 16. Multiply 251 by 4.

               Solution. The steps are
                                                             251

                                                           ×     4
               For the ones place,

                                                             251
                                                           ×     4
                                                                 4
               For the tens place, 4 × 5= 20, so we put down the 0 in the tens place and carry the 2 to the hundreds
               column:

                                                           {2}
                                                             251

                                                           ×     4
                                                               04



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