Page 35 - 2020 Benefits Guide

Enrollment Subsequent to Initial
Eligibility Greg Jacobs, Manager Yard Operations
Unlike the STD plan, if you do not enroll in Palmer, AK Lumber
the LTD plan when you are first eligible (as
a new hire), enrollment during a subsequent
enrollment period will be subject to proof
of good health and Sun Life’s approval.
Likewise, if you are currently enrolled in the
LTD plan, and decide to cancel coverage for
the upcoming plan year, you will be subject
to proof of good health to re-elect coverage
in a subsequent enrollment period.

Maximum Benefit Period
The Maximum Benefit Period defines the
maximum length of time for which benefits
are payable under the plan, provided
you remain continuously disabled. The
Maximum Benefit Period most typically
pays until you reach Social Security
Normal Retirement Age (SSNRA),
depending on your age at onset of
disability, per the schedule below.

Age at Maximum Benefit
Disability Period
< 60 To SSNRA How to Report a Disability Claim
60 60 Months* Call Sun life at 833-812-5177. Please
61 48 Months* have this information handy:
62 42 Months* ; Your name, address, phone number,
birth date, date of hire, Social Security
63 36 Months* number
64 30 Months* ; Your employer’s name, address and
phone number
65 24 Months* ; Date of your claim and when you plan
66 21 Months* to return to work
67 18 Months* ; If you’re pregnant, give your expected
68 15 Months* delivery date
69+ 12 Months* ; Name, address and phone number
of each doctor you are seeing for this
*or SSNRA, whichever is longer absence

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