Page 7 - 2021 Team Member Benefit Guide - English

Regina Rowe, Office Adminstrator III
Wasilla, AK

What if my spouse or child and I both
work for the company?
You may each enroll in the medical, dental,
What is an offer of qualifying and vision plans individually as “Employee
coverage by an employer?
Your spouse is offered qualifying coverage Only”, or you, or your spouse may enroll
if the medical plan offered is 1. “Affordable,” as “Employee + Spouse” (or “Employee +
meaning your spouse’s premium for the cost Family”). You cannot be enrolled as both
of the employee’s coverage does not exceed an employee and a dependent. However,
9.78% of his/her income and 2. provides children of parents who both work for the
“minimum value,” meaning the plan pays at company can be covered by only one parent’s
least 60% of the total allowed costs provided plan. You cannot elect spouse life, or spouse
under the plan. AD&D insurance if your spouse is also a
regular, full time employee of the company.
How will my spouse know if his/
her employer’s offer of coverage is
Qualifying coverage? Working Spouse Exclusion from
If your spouse’s employer offers health
coverage, the employer is required by Medical Coverage
law to provide employees with a notice An employee’s spouse who has access to
indicating whether the employer’s coverage affordable health care that provides minimum
meets affordability standards. Consult your value (“Qualifying Coverage”, defined by
spouse’s employer if you have questions the Affordable Care Act) through another
about your spouse’s health plan. employer is not eligible for enrollment in
a Builders FirstSource medical plan. This
Enrollment of your spouse in a medical plan exclusion applies only to enrollment of your
serves as certification that your spouse does spouse in the medical plan. You may freely
not have access to Qualifying Coverage enroll your spouse in other lines of coverage
through his/her employer. such as dental or vision.

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