Page 9 - 2021 Team Member Benefit Guide - English

What if my spouse or child and I both work I am turning 65 soon. What will happen to
for the company? my current benefits with the company?
You may each enroll in the medical, dental Your current benefits will continue to stay
and vision plans individually as “Employee active. No action is required to maintain
Only,” OR you, or your spouse, may enroll coverage. However, if you want to drop
as “Employee + Spouse” (or Employee + your medical plan due to gaining coverage
Family”). You cannot be enrolled both as an through Medicare, you will just need to
employee and as a dependent. However, follow the instructions to submit a life event
children of parents who both work for the through Dayforce. Please review the Mid Year
company can be covered by only one parent’s Changes section on page 4.
plan. You cannot elect spouse life or AD&D
insurance if your spouse is also a regular, full- I have a question about my claim/benefit
time employee of the company. deductions on my pay checks/leave of ab-
sence/Dayforce benefits enrollment, etc.
What if I need to add a dependent or make Who do I contact?
changes to coverage after I enroll? The Benefits Department can be your first
Due to limitations required by law, generally point of contact to help direct you to the best
employees cannot make mid-year election resource. You can email benefits@bldr.com or
changes without a qualifying family status call 844-216-9320 (7am-6pm CST).
change. Employees have 31 days from the
effective date of a qualifying family status
change to make changes to their benefits.
See Mid-Year Changes on page 4 for more
information on qualifying family status
changes.
I enrolled in Medicare. I also have medical
coverage with the company. How does that
work?
The coverage through the company will pay
primary and Medicare pays secondary. This
means that your company coverage will pay
first on health care claims, and Medicare
insurance pays second on remaining costs.

The “PPO in a suitcase” logo on
the front of your BCBS medical
ID card means you are part of
the BlueCard program. This
means you and your covered
dependents may use Blue Cross and Blue
Shield network providers throughout the
United States, even while traveling or away
from your home state.

Crystal Wright,
Supervisor Accounts Payable 8 8
Dallas, TX