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6.2  Remaining Safe and Secure Online



                       Classified Advertising Websites

                       For decades, people have sold unwanted items through
                       classified ads. For the most part, these transactions are
                       an excellent way to connect buyers and sellers. Whether
                       the advertisement has been placed in a newspaper or
                       online through a website such as Craigslist, you are
                       meeting strangers, in person, in your home. So
                       you must be especially careful. Scams as a result of
                       fake job  postings  and  sale  of  stolen  or  counterfeit
                       goods  and  crimes  ranging  from  threats  to  assaults,
                       property  dam-age,  and theft have all resulted from
                       such situations. Problems     with  these   websites
                       often result because these  are  private  transactions
                       between  individuals  and  do  not  have  the  same
                       protection  from  fraud  and  loss  as  do  transactions
                       through  commercial  stores  and  reputa-ble  retail
                       websites.  They  also  do  not  have  the  protection  from
                       secure online payment websites and credit card             Gary A. Conner/age fotostock/SuperStock
                       companies.                                            Online classified ad sites such as
                       In February  2015  Fox News  in Connecticut (FOX CT)  Craigslist are great tools for find-
                       reported the Better Business Bureau guidelines shown  ing jobs, housing opportunities,
                       in Table  6.3 to protect consumers  from the dangers  or goods and services. However,
                       associated with classified ads (Schwartz, 2015).      these sites can also be full of scam-
                                                                             mers who post fake ads. Be aware
                       You can learn more about classified ad fraud at http://  of what to look out for when using
                       www.craigslist.org/about/scams.                       these sites.


                       Table 6.3: Do’s and don’ts for online classified ads

                         Do                                         Don’t

                         Talk with the person first on the phone before   Don’t agree to offers that involve shipping; criminals
                         meeting with him or her. It is a red flag if the other   often send or receive stolen or counterfeit merchan-
                         person refuses to speak with you by phone before   dise or illegal materials in this manner.
                         the transaction.
                         Meet in a public place, if possible, and trust your   Don’t go alone. Take someone else with you if you
                         instincts if something seems suspicious.   can.
                         Accept payment in cash only.               Don’t accept cashier’s checks, certified checks,
                                                                    or money orders. They may be counterfeit, and
                                                                    wire transfer or preloaded debit cards may not be
                                                                    legitimate.
                         Always check a company’s website or call to confirm   Don’t assume that all job opening notices are legiti-
                         a job opening before meeting with someone for a   mate. They may be fake notices that are fronts for
                         potential job interview.                   other purposes.

                         Always drive by and view any property you are   Don’t buy or rent property sight unseen. Criminals
                         interested in buying or renting before you agree to   have been known to post photos of property that
                         the transaction.                           belongs to someone else.







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